One representative, start to finish
An office on Orchard Lake Road and forty years in metro Detroit. The person who reviews your options is the person who answers when you call back in March.
Medicare · Life & Health · Annuities — West Bloomfield, Michigan
Medicare decisions arrive on a deadline. Meet them on purpose.
Turning 65, or leaving employer coverage? Sit down with a local agent who checks your doctors and your prescriptions before recommending anything — and tells you which choices are hard to undo.
No cost, no obligation. A 20-minute conversation to see if we're a fit.
Metro Detroit
Serving
Yes
Independent of any one carrier
No cost
First conversation
How we help
Advice that starts with understanding you
Education before enrollment
You should understand why a plan fits you well enough to explain it to your spouse. If you cannot, we have not finished.
A planner's read, not a sales pitch
Alan is a former CPA. Medicare decisions get looked at next to your taxes and your retirement income, because that is where they land.
No cost to you
Reviewing your options costs nothing, and plan premiums are the same whether you enroll through an agent or on your own.
Solutions
Medicare, start to finish — and everything that sits alongside it
Start here
Retirement Planning
Answering the question that matters most: can I retire, and what does it look like when I do?
Learn more- Social Security Planning When you claim can change what you collect by tens of thousands of dollars — we model the options before you decide.
- Annuities You own it. Someone else sold it. A straight second opinion on what it costs, what it guarantees, and whether it still fits.
- Medicare Basics The whole system on one page, in the order the decisions actually happen.
- When to Enroll Your seven-month window, the eight-month one after work ends, and the fall date most people miss.
- What Medicare Costs Premiums, deductibles, and the income surcharge that starts counting at 63.
What to expect
Working together, step by step
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01
A conversation
What coverage you have now, whether you are still working, and when your window opens. Nothing to prepare and nothing to sign.
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02
Your doctors and your prescriptions
We check your prescriptions and your doctors against the plans available where you live. This is the step most people skip and most regret skipping.
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03
Options side by side
You see the real trade-offs between the paths open to you, including the ones that are hard to reverse later. Then you decide.
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04
Every fall, we look again
Plans change their formularies and networks each year. We review yours before the December deadline, whether or not anything changes.
Who you work with
Alan Trotsky
Alan Trotsky has been a financial professional for over 40 years. Prior to entering the insurance industry, Alan worked as a CPA serving clients with tax and financial planning. He also has experience providing consulting services to numerous businesses in various industries.
- Metro Detroit
- Serving
- Yes
- Independent of any one carrier
- No cost
- First conversation
Resource center
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Start with a conversation. No cost, no pressure, no obligation to continue.
